‘Even if you’re on the right track, you’ll get run over if you just sit there’ – Will Rogers

The foundation to a solid financial plan is knowledge. Knowledge and clarity of your own goals, a knowledgeable and trustworthy advisory team around you, and sufficient personal knowledge to give you the confidence to take action.

Embrace Wealth strongly encourage the investment in your own financial literacy.

Books we recommend

The Little Book of Common Sense Investing – John C. Bogle

The best-selling investing “bible” offers new information, new insights, and new perspectives.

The Little Book of Common Sense Investing is the classic guide to getting smart about the market. Legendary mutual fund pioneer John C. Bogle reveals his key to getting more out of investing.

While the stock market has tumbled and then soared since the first edition of The Little Book of Common Sense Investing was published in April 2007, Bogle’s investment principles have endured and served investors well. This tenth anniversary edition includes updated data and new information but maintains the same long-term perspective as in its predecessor.

Grab a copy at:

Motivated Money – Peter Thornhill

Motivated Money gives people the knowledge to make informed investment decisions. Its principal, Peter has delivered 1000’s of presentations over the years to all types of investors.

He has also presented numerous times to clients of Embrace Wealth, and his message never grows old. Who can benefit from this knowledge?

  • The young who are just setting out on life’s great adventure
  • Those working and raising families
  • Those contemplating retirement
  • Retirees

Grab a copy at:


Grow your Super

MoneySmart is a Government website which can help you (at a very high level) understand how much Super you might have at retirement, gain an understanding of what you’ll need to retire to meet your desired lifestyle and learn about different way to increase your Super over time.

The MoneySmart Retirement Planner helps you estimate your Super balance at retirement and how much you can afford to live off in retirement.

While this can be a good starting point, it’s likely than gaining personal financial advice will provide a much clearer understanding of what is achievable.  

Buying a New Home – Stamp Duty

When you buy a home or Investment Property, one of the key costs that is often overlooked is Stamp Duty. Use this calculator to estimate the Stamp Duty costs depending on the state of purchase, price and whether you’re buying to live in or as an Investment.

Understanding your Before Tax and After Tax Income

This calculator is a handy tool to understand your before and after tax income, the implications of a pay rise, how much Super you’re entitled to based on your income, and how much HELP (HECS) Debt you’re required to repay. 

 Webinars – Coming soon…

Schedule a Call

In 15 minutes we can get to know you – your situation, goals and needs to see if we are the right fit to help you reach your potential.