Our Team

Our Team
steven

STEVEN NICKELSON

MANAGING DIRECTOR/SENIOR FINANCIAL ADVISER

lee

LEE NICKELSON


SENIOR FINANCIAL ADVISER

laura

LAURA SHEATHER

SENIOR ASSOCIATE

steven

STEVEN NICKELSON

MANAGING DIRECTOR/SENIOR FINANCIAL ADVISER

lee

LEE NICKELSON

SENIOR FINANCIAL ADVISER

Holly

HOLLY FOOTE

OPERATIONS MANAGER

rodolfo

RODOLFO CAOLBOY

SENIOR ASSOCIATE

VAISHALI SACHDEVA

ASSOCIATE

YEN LIU

CLIENT SERVICES OFFICER

KATIE BROOKS

ADMINISTRATION OFFICER

karen

KAREN TRUONG

ASSOCIATE

tom

TOM ROWSON

ASSOCIATE (CASUAL)

JON

TOM HENDERSON

PROVISIONAL FINANCIAL ADVISER

marnie

MARNIE MCGAFFIN

CUSTOMER SERVICE OFFICER/ASSOCIATE

Tom

TOM MALONEY

ASSOCIATE (CASUAL)

steven

STEVEN NICKELSON

MANAGING DIRECTOR/SENIOR FINANCIAL ADVISER

Steve is a Senior Adviser and Managing Director at Embrace Wealth, with over 15 years’ experience in the industry. He is a Certified Financial Planner®, has a Bachelor of Commerce (majoring in Financial Planning), as well as being a Graduate of the Australian Institute of Company Directors. He advises a broad range of clients and businesses and is passionate about financial education. He specialises in working with High-Net-Worth clients, pre-and-post retirees.

His clients commend him for his exceptional ability to explain complex information in simple terms and for being a human calculator with a personality. Driven by his passion to ‘work to live’ as opposed to ‘living to work’, he is well placed to help his clients prioritise what’s most important to them and create a plan to bring it to life.

Steve is married to Lee, with two young daughters, Scarlett and Willow. He enjoys golf and bike riding, as well as being a long-suffering Carlton Football Club optimist.

lee

LEE NICKELSON

SENIOR FINANCIAL ADVISER

Lee first started in the Financial Planning industry in 2001 and is a Certified Financial Planner®. She is passionate about creating a world where her two daughters, Scarlett and Willow, can grow up to receive every opportunity in life. This in turn drives her passion for financial planning for women and has led to working with the Go Girls Foundation.  Their mission is for ‘every woman to have a plan’ and Lee offers her time to assist women, some of whom find themselves in unique situations after relationship breakdowns and other unforeseen circumstances.

Steve and Lee have owned an interest in Embrace Wealth since 2017 and fully took over in 2021.  They enjoy working with clients that value the advice a professional can provide, may be time poor, and often have high net wealth and income.  Clients approaching retirement also appreciate the benefits and peace of mind advice provides, navigating this often-complicated stage of life.  

Lee’s clients value that she is warm and empathetic and encourages them along their path towards financial security.  She loves to travel and enjoys planning caravan holidays with friends and family, along with supporting the Bombers.

LAURA SHEATHER

SENIOR ASSOCIATE

Laura is a Senior Associate who also performs a training and leadership role. She could be described as the glue that holds everything together. She holds a Commerce Degree (majoring in Finance and Financial Planning) from Deakin University and a Graduate Certificate of Artificial Intelligence for Business.  Laura is passionate about learning to guide people to make healthy financial decisions now that have positive lasting effects in the future. In her spare time Laura can be found playing State League Volleyball and spending time with her dog Milla. 

 

HOLLY FOOTE

OPERATIONS MANAGER

Holly joined the team in October 2019 and is responsible for the day-to-day running of the business and supporting our team. With 16 years’ experience in the financial services industry, she has previously worked in leadership roles in South African and Australian Wealth Management Firms. Deciding to step away from Corporate to find a better balance between work and home life, she has found a happy place with Embrace Wealth and their strong people culture.

Holly is married and has a son, Malakhai and two daughters. Willow and Jagger.  A lover of the outdoors and all things wine, she enjoys exploring with her family, and taking every opportunity to honour her South African roots with a “braai” and trying to convince her Aussie friends that biltong is delicious (it’s hit and miss!).

rodolfo

RODOLFO CAOLBOY

SENIOR ASSOCIATE

Rodolfo has worked in the financial services industry since 2002 in a variety of roles including as a Financial Adviser.  He joined Embrace Wealth in November 2021 as an Associate, providing administrative support such as implementation and financial modelling.

Rodolfo has completed a Bachelor of Commerce Degree through Deakin University majoring in Economics, Financial Planning and eCommerce Management.

He is married with two children, Dave and Aidiline. When not at work, he spends most of his time attending to his children’s basketball games or recitals

JON HENDERSON

FINANCIAL ADVISER

Originally coming from an Engineering and Small business background, Jon enjoys the analytical side of financial advice and appreciates the importance of building strong relationships. The ability to combine these elements in his work brings him motivation and enjoyment in his role. 

Jon considers it a privilege to be a part of the client’s journey as we help build their wealth, remove the stress when moving into retirement and provide support through many of the significant events and financial achievements in their lives.  

He completed a Graduate Diploma in Financial Planning, and is working towards a Masters of Financial Planning and CFP Designation. 

Jon is married with a young daughter and his world revolves around family. In his down time, he enjoy cycling, music and getting out into the country when he can.

Tom

TOM MALONEY

ASSOCIATE

Tom has recently finished his studies at RMIT university where he has completed a Bachelor of Business (majoring in financial planning). Tom enjoys building strong relationships with clients and is interested in the process of creating a sound financial plan to achieve clients’ goals and objectives. In his spare time, Tom is a keen sportsman, playing both Football and Basketball. When he is not playing sport, Tom can be found spending time with friends and family.

MARNIE MCGAFFIN

CUSTOMER SERVICE OFFICER/ASSOCIATE

Marnie joined the team in 2017 as our Customer Service Officer, and loves nothing more than seeing a smiling face! She has two children, a son and a daughter, and on weekends she can be found with her husband and children bushwalking through the Dandenong Ranges or water-skiing at Eildon. Marnie has an Associate Diploma in Health Science and ran her own Beauty Therapy business for over 20 years before joining us. She is currently completing a Bachelor of Commerce and has enjoyed working in the Industry so much she is now an Associate.